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Privacy Policy

Last Updated: June 13, 2026

MWM Financial Awareness is an educational platform built for union members and working families. MWM — Movement Within the Movement — is a financial awareness movement within the labor movement. We take your privacy seriously, and this page explains how we handle information in plain language — the same way we try to explain everything else.

1. Information We Collect

MWM Financial Awareness is designed to be a low-friction educational resource. We collect only the minimum information needed to operate the platform.

Questions submitted through the platform

When you submit a question to Joe, that question is stored so that it can be answered and shared in the public Q&A for the benefit of the whole community. See the section below on anonymous submissions.

Account information

If you create an account, MWM may collect your email address, saved learning progress, lesson activity, preferences, and related platform usage data to provide a personalized learning experience.

Benefits Library usage

If you use benefits-related tools such as the SPD question tool, MWM may process your submitted questions, selected plans or documents, retrieved excerpts, and related diagnostic information to provide answers, improve accuracy, prevent abuse, and maintain service quality.

Usage and analytics data

MWM uses analytics tools, including Google Analytics and Microsoft Clarity, to understand how the platform is used, improve educational content, troubleshoot issues, and enhance user experience. Microsoft Clarity may collect interaction data such as clicks, scrolling, page navigation, device and browser information, approximate location, and session interactions. This data helps us understand how learners engage with content so we can make improvements. MWM does not collect account balances, financial records, or sensitive financial data through these tools.

Local browser data

For anonymous users, lesson progress (which lessons you’ve marked complete) may be stored in your browser’s local storage. This data is not transmitted to our servers unless you have an account.

You are not required to create an account to access most of this platform's educational content.

2. Sensitive Information — Please Read

Do not submit Social Security numbers, account balances, claim numbers, medical records, personal medical details, passwords, or other highly sensitive personal or financial information through this platform — unless MWM specifically provides a secure method and asks for it. Questions submitted to Joe are reviewed and may be published publicly. Protect your privacy by keeping submissions general and educational rather than specific to your personal situation.

While anonymous question submissions are encouraged, please be aware that IP addresses or other technical metadata may be captured as part of normal server operations.

3. How Information Is Used

Information collected through the platform is used to:

Platform operations

Operate and improve the MWM Financial Awareness platform.

Question moderation

Review, moderate, and respond to submitted questions.

Community Q&A

Publish answers in the public Q&A for community learning.

Usage insights

Understand usage patterns to improve the learning experience.

Lesson tracking

Provide personalized lesson tracking and progress for registered users.

Benefits tools

Process benefits-related questions and improve answer accuracy.

Abuse prevention

Detect and prevent abuse, fraud, or misuse of platform resources.

We do not sell your information to advertisers, data brokers, or third parties. MWM Financial Awareness is an educational initiative — not an advertising business. Your questions and your data are not a product.

4. Data Security

Security practices

MWM Financial Awareness makes reasonable efforts to protect information submitted through the platform. The platform is hosted on infrastructure that uses industry-standard security practices including encrypted connections (HTTPS).

Your role

No internet-based system is 100% secure. We encourage users to exercise good judgment about the information they submit — keeping questions general rather than sharing identifying or sensitive personal details.

5. Cookies and Similar Technologies

MWM and its third-party service providers may use cookies or similar technologies for analytics, security, performance, authentication, user preferences, and site improvement. These technologies help us understand how the platform is used, keep you signed in to your account, remember your language preference, and deliver a consistent experience.

Analytics cookies

Used by providers such as Google Analytics and Microsoft Clarity to collect aggregate data about page views, interactions, and site performance. This data is used to improve the platform.

Authentication cookies

Used to maintain your logged-in session if you have created an account.

Preference cookies

Used to remember settings such as your language selection.

Most modern browsers allow you to disable or delete cookies through your browser settings. Ad-blocking and tracker-blocking browser extensions are also respected to the extent technically possible. Disabling cookies may affect account login and preference features.

6. Third-Party Service Providers

MWM Financial Awareness uses third-party technology providers to operate the platform. These may include providers for hosting, database services, authentication, analytics, session recording, email delivery, security monitoring, AI language processing, and related website operations. Service providers include, but are not limited to:

Google Analytics

Site usage analytics and performance measurement.

Microsoft Clarity

Session interaction insights and UX improvement.

Supabase

Database, authentication, and backend infrastructure.

Netlify

Website hosting and deployment.

OpenAI / Anthropic

AI language processing for educational tools.

These providers may process data on our behalf solely to operate the platform. We do not authorize them to use your data for their own commercial purposes beyond what is necessary to provide their services.

We are not responsible for the privacy practices of external websites or resources that may be linked from our platform. We recommend reviewing the privacy policies of any third-party sites you visit.

7. Your Choices

Anonymous use

You may access most educational content without creating an account. No personal information is required to browse lessons or use the Q&A.

Lesson progress

For anonymous users, lesson progress is stored locally in your browser. You can clear it at any time by clearing your browser's local storage or site data.

Account data

If you have created an account, you may contact us to request access to, correction of, or deletion of your account information.

Submitted questions

If you have submitted a question and wish to request its removal from the public Q&A, you may contact us. We will make reasonable efforts to accommodate reasonable requests.

Analytics opt-out

You may use browser-level tools such as "Do Not Track" signals, Google Analytics opt-out extensions, and ad/tracker-blocking browser extensions to limit analytics data collection.

8. Contact Information

Questions about this Privacy Policy or about how your information is handled can be directed to MWM Financial Awareness through the Ask Joe feature on this platform or by contacting Financial Essentials 4 Life directly.

We are a worker-centered educational platform and take privacy concerns seriously. We will respond to reasonable inquiries in a timely manner.

This Privacy Policy may be updated from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the platform after any changes constitutes acceptance of the updated policy.